What should an assessment include?
Start with the wall, retained ground and adjoining structures as one waterfront system. Ask the professional to identify the panels, cap, joints, anchors, drainage openings and dock connections they can actually inspect. The report should state what was not accessible, especially below water or behind the wall.
For a Key Largo property, collect the county’s older MCeSearch records and newer online permits. A search of only one system can miss the history of the marine work.
Are you buying a quote, a survey or a condition report?
| Service | Main question | Ask before booking |
|---|---|---|
Contractor site visit | What work might this provider price? | Will you receive findings, a proposal, or both? |
Property / elevation survey | Where are the measured features and levels? | Does the scope include the wall and needed elevation references? |
Structural condition assessment | What is the condition of the retaining system? | Who evaluates it, what is accessible and what further work may be needed? |
Benthic resource survey | What habitat may the proposed marine work affect? | Which agency protocol and construction footprint will it cover? |
The names are sometimes used loosely. Confirm the actual deliverable, author and limits so you do not pay twice for the same incomplete answer.
Which changes should you photograph?
- Concrete: show cracking, broken edges, rust staining and exposed reinforcement. Include a wider view so the location is recognizable.
- Joints: record gaps and any visible escape of soil. Do not probe a void or lean over a damaged edge.
- Connections: include the ends of the wall, neighboring caps, davits and dock attachments.
- Time: preserve the original date and compare the same view after later high water.
Is the wall losing soil, or is the yard draining badly?
A low spot does not identify its own cause. Ask how the assessor will distinguish loss through a joint from drainage, settlement or another site problem. A fill-only proposal should explain the pathway it closes and the evidence that supports it.
Twin Lakes has a documented public road-and-stormwater project. That is a reason to examine street and yard drainage together, not proof that every nearby wall is failing.
What if the wall is leaning?
Keep people, vehicles and stored materials away from suspect ground. Request a measured baseline and professional advice about access. A structural assessment and an elevation survey answer different questions; neither should be replaced by a sales photograph.
- Ask what movement was measured and against which reference.
- Identify buried or submerged components that remain uncertain.
- Get the recommended urgency and further investigation in writing.
Can the inspection itself need environmental review?
A visual observation from safe upland ground is different from sampling, placing underwater survey lines or disturbing resources. NOAA notes that some benthic survey activities need a qualified biologist with sanctuary permission. Agree on the investigation method before scheduling water work.
Leave with decisions you can act on
- A location plan tying photographs to wall segments.
- A clear separation between observed defects, suspected causes and untested assumptions.
- Options for retaining components or replacing them, with the evidence for each.
- The next permit, survey or design step and who will provide it.
Use the findings to compare repair and replacement, then prepare an itemized project budget.
What should you do with the finished report?
Read the recommendations beside the limitations. Highlight any conclusion that depends on an uninspected component, missing drawing or later test. Ask the author which of those gaps must be resolved before selecting a repair.
- Give each bidder the same report and labeled plan.
- Ask them to state which recommendations their proposal includes.
- Keep remaining investigations as named items with a responsible person.
If the report raises an access concern, clarify the restrictions before arranging another visit.
Show sourcesHide sources
- Monroe County permit record systemsSource reviewed 2026-10-25
- Twin Lakes road and stormwater scopeSource reviewed 2026-10-25
- Benthic resource assessment surveysSource reviewed 2026-10-25